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DislaimerThese policies have limitations and exclusions. The amount of benefits provided depends on the plan selected and the premium will vary with the amount of benefits selected. Networks are comprised of independent contracting health care providers. CBSF offers only the high-deductible health plan to be used in conjunction with the Health Savings Account (HSA). For more information on the tax advantages and implications of an HSA, contact your legal or tax advisor. FamilyBlue is not insurance. The plan provides discounts for services received from certain health care providers. The plan does not make payments directly to the providers of medical services. The plan member is obligated to pay for all health care services, but will receive a discount from the health care providers who have contracted with the discount medical plan organization. The range of discounts for services offered will very depending on the type of provider and the service. This plan is administered by Coverdell & Company, Inc., a discount medical plan organization located at 8420 W Bryn Mawr, Suite 700, Chicago, IL 60631, 1-800-918-7600. Our Medicare Supplement insurance policies are not connected with or endorsed by the US Government or the Federal Medicare Program. BlueMedicare HMO, a federally qualified HMO, BlueMedicare PPO and BlueMedicare PFFS have a Medicare Advantage Contract approved by the Centers for Medicare & Medicaid Services (CMS). Blue Cross and Blue Shield of Florida, Inc. (BCBSF) contracts with the federal government to administer BlueMedicare Rx, a Medicare Part D Prescription Drug benefit in the state of Florida. These contracts are renewed annually, and availability beyond the end of the current contract year is not guaranteed. A Medicare Advantage Private Fee-for-Service Plan works differently than a Medicare Supplement Plan. Your doctor or hospital is not required to agree to accept the plan’s terms and conditions, and thus may choose not to treat you, with the exception of emergencies. If your doctor or hospital does not agree to accept our payment terms and conditions, they may choose not to provide health care services to you, except for emergencies. Providers can find the plan’s terms and conditions on our website at http://www.bcbsfl.com/pffsterms. Dental, Disability and Life plans are issued through Florida Combined Life Insurance Company, Inc. (FCL), a BCBSF affiliate. The Health Reimbursement Account (HRA) program and the Flexible Spending Account (FSA) program are not insurance programs, but a financial reimbursement plans. BCBSF, through its subsidiaries, Florida Combined Insurance Agency and Florida Combined Life Insurance Company, Inc., provide administrative services only for these programs and are not liable for any account balances. These programs reimburse qualified expenses as defined in the employer’s plan documents. The employer’s HRA plan document or the FSA plan document terms prevail over any inconsistencies in any verbal, written, or electronic information provided by BCBSF. M0052_654880509RWA:06/2009 |
