Looking for a less taxing route? Try one of our high-deductible plans that are compatible with tax-deductible Health Savings Accounts (HSA). BlueOptions HSA-Compatible Plans allow you to use tax-free contributions to help cover out-of-pocket health care expenses, including qualified deductibles, copayments and coinsurance. Plans offer lower premiums and more cost sharing for covered services because of the higher deductibles that can be covered by HSA contributions. HSA accounts are portable, so you can take it with you if you change jobs. Other benefits include:

HSAs offer three ways to save: tax deductions on contributions; tax-free interest and investment gains; and tax-free withdrawals for qualified medical expenses. It's a smart way to save on health insurance costs.