Over 65
We offer a comprehensive selection of insurance for Seniors. BlueCross and BlueShield is one of the most trusted names in health insurance, including their plans for Florida Seniors.

Please contact the nearest office of Southwest Florida Insurance for specifics on the Medicare Supplement and Medicare Advantage plans available in your area.


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Lower Cost Plans

BlueOptions Lower Cost Plans are lower cost, but not lower value. Plans offer comprehensive medical coverage with lower premiums than conventional plans, made possible with higher out-of-pocket limits and cost-sharing features. Coverage includes well care and preventative care with no deductibles and, as with all BlueOptions plans, there are no referrals required - even for specialist physicians. Plans include predictable copayments for covered services and options for catastrophic coverage for hospitalization, surgeries and related services. A comprehensive pharmacy program for brand name and generic prescription drugs is also available. Other benefits include:


• 0% coinsurance on covered services for in- and out-of-network services

• Low co-payments for network physician office visits

• Coverage for outpatient therapies (speech, physical, occupational, cardiac, massage and spinal therapies included)

Plus, on some plans you can add maternity benefits, and child only coverage is available for children aged one to 17.