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SWFL Insurance Blog Page 8

View the latest blog posts from SWFL Insurance.

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Monday, July 18, 2016

Sooo…You are considering getting a concealed carry permit

If you are like many law abiding citizens, you may be considering the purchase of a hand gun and possibly securing a concealed weapons permit.  If so, you should visit the following website.   US Concealed Carry .  The articles and videos are very informative. READ MORE >>

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Wednesday, July 13, 2016

Does your Company use Drones…Read on.

“The Association for Unmanned Vehicle Systems International trade group forecasts drones will produce $82 billion in economic value and create more than 100,000 new jobs in the first 10 years after widespread flights are ultimately approved. READ MORE >>

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Thursday, June 23, 2016

Fraud in the Construction Industry

“A dangerous fraud scheme has infiltrated the construction industry in Florida over the last several years. Usually involving residential home building, it started in South Florida but has swept northward to encompass most major cities in the state. READ MORE >>

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Friday, May 20, 2016

Sooo….Do I need Flood Insurance for my 3rd Floor Condo unit?

First, does your Association provide a Master Flood Policy through the RCBAP, Residential Condominium Building Association Policy administered by FEMA?  The RCBAP limits the flood coverage that can be purchased by the Association up to $250,000.coverage limit per condo unit in the building. READ MORE >>

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Wednesday, May 4, 2016

Sooo…Your Driver’s License is being cancelled because you have an LSV without insurance.

Your first thought is…what is an LSV?  A Low Speed Vehicle is defined as a four wheeled electric or gas vehicle whose top speed is greater than 20 mph, but less than 25 mph.  Many LSV vehicles start out as golf carts and are converted.  The easiest way to tell the difference between a golf cart and an LSV is to look at Registration Numbers. READ MORE >>

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Monday, April 25, 2016

Sooo….Is my Screen Enclosure insured for Hurricane damage under my Homeowners Policy?

  Well that depends…..Most insurance companies writing in Florida either exclude “Screen Enclosures” for loss due to a Hurricane; exclude “screen enclosures” and carports for all perils; or provide a minimal coverage limit. READ MORE >>

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Friday, April 15, 2016

Sooo….Is my boat dock covered by my Homeowners or Condo Owners Policy?

  In Florida, many times homes and condos are sold  with a boat dock deeded  with the property purchase.  Many times the boat dock is not directly connected to the “residence premises.  In these cases, the owner should be concerned about the “property exposure” and the “liability insurance”. READ MORE >>

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Wednesday, April 13, 2016

Umbrella Liability Claim Scenario # 5….This could be You.

The 56-year-old insured pulled forward out of her driveway, making a left turn into the path of a motorcycle, which was coming out of a curve. The operator of the motorcycle applied his brakes and “laid it down,” but struck the quarter panel of the insured’s vehicle. The insured was cited for traffic violations. READ MORE >>

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Friday, March 11, 2016

Soooo….What is Mechanical Breakdown Coverage under your Homeowner’s Policy?

Realtors…Excellent talking point with your clients! Mechanical Breakdown Coverage is an endorsement to the Homeowner’s Policy that will repair or replace property for costly losses due to mechanical or electrical breakdown.  Your standard Homeowners policy will not typically cover these losses. READ MORE >>

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Wednesday, March 9, 2016

Important! Do you run a small business out of your home?

Will your homeowners insurance cover you when… Your business equipment is stolen out of your vehicle?……………….NO! You accidentally knock over the display next to you at an exhibition or show?…………NO! Your groceries spill onto your inventory in your trunk? READ MORE >>

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