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Home > Blog > SWFL Insurance Blog Page 8
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SWFL Insurance Blog Page 8

View the latest blog posts from SWFL Insurance.

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Friday, February 19, 2016

Sooo…You lost your roof in the hurricane…What do I do now?

Sooo….the worst has happened.  The hurricane has taken your roof off and the interior of your home is a mess.  Furniture, flooring, window treatments, clothes , electronics……all gone.  When your mind calms down, you call your insurance agent. READ MORE >>

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Wednesday, February 17, 2016

Realtors…..A useful tool to aid in closing sales on older home

Realtors….Help your clients save on Homeowners Insurance Premiums!   For Homes constructed before 2002, you should contact us for a review of their Wind Mitigation Inspection form and Homeowners Policy. We will determine if they are receiving the proper wind mitigation credits and provide you with our best premium proposal. READ MORE >>

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Friday, February 12, 2016

Sooo…..I Bought a New Car…No down and 72 months to pay…Problem?

YES. You are upside down as soon as you drive off the lot. What should you do now?  Make sure you have GAP Insurance…If not, request it on your auto policy pronto. Gap insurance pays for the “Gap” between what you owe on your car and what it’s worth if it’s total loss in a covered accident, theft or other loss. READ MORE >>

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Tuesday, February 9, 2016

Sooo…What the heck is Ordinance and Law Coverage?

I accidentally picked up my Homeowners Policy (Good gosh…not to read it) and there it was in BIG BOLD Letters….IMPORTANT: ORDINANCE & LAW COVERAGE IS A PART OF THIS POLICY!   Why the shout out from my insurance company? READ MORE >>

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Tuesday, February 9, 2016

What the heck is an LSV (Low Speed Vehicle)?

Sooo…..You purchased a gas powered “golf cart” that you want to use on the streets in your neighborhood and to take with you on vacation in the Keys. What kind of insurance do I need to purchase? Do I buy car insurance or what? What if my Homeowners Association requires insurance? READ MORE >>

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Thursday, February 4, 2016

UPDATE: Drones and the Homeowners Policy

Insurance carriers are now starting to take a position on the “personal” drone and coverage under the Homeowners Policy form HO3.   A quick snapshot looks like this. Ownership of a drone will not adversely affect underwriting of your policy Owners are required by FAA to register the aircraft. READ MORE >>

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Wednesday, January 27, 2016

Condominium Owners Insurance 101Revised

Condominium coverage provided by the HO6 Policy Form for Condominium and Co-op owners, bridges the gap between your condo association’s master policy (which insures property owned by all unit owners) and your property and personal liability protection. READ MORE >>

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Friday, January 22, 2016

Personal Auto Insurance… “Business Use” and the Realtor

Sooo…..You are headed to Sanibel to show a condominium to a new customer, who you have just picked up at SWFL International Airport. You are talking with the client, who is seated in the passenger seat.  A text comes in on your phone, you look down… 3 lanes of traffic in front of you STOP….. READ MORE >>

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Tuesday, January 19, 2016

Need to Know Information When Buying Condominium Owners Insurance

Sooo…..You have just received a call from the listing agent for a lovely water front condo  His seller has accepted your customer’s purchase offer.  You advise your buyer that the seller wants to close asap.  This unit has had substantial remodeling completed and the subject of insurance comes up. READ MORE >>

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Monday, January 11, 2016

Some Really Bad Auto Insurance Decisions that you will Regret….

We often forget that our auto insurance policies are contracts. Besides paying your premium on time, in order to keep your car insurance rates down you should abide by your car insurance company’s rules. But how can you abide by the rules when you don’t even know what they are? READ MORE >>

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