Friday, January 8, 2016
Sooo….You just had to ask one of your salesmen to clean out his desk. You had received a written claim of some sexual indiscretions claimed by a fellow female sales person. The texts and verbal abuses were claimed to have been made over a 12 month period.
Now what? Did you do your due diligence in investigating the claims? READ MORE >>
Wednesday, January 6, 2016
In Florida, we love our motorcycles. There is a wonderful freedom in jumping on a motorcycle and going for a cruise and going with a group of friends. It feels a bit like flying down the road. It is exhilarating. It is an adrenaline rush. It is also dangerous, especially at night.
READ MORE >>
Monday, January 4, 2016
So… you just purchased a condominium unit in Southwest Florida with plans to occupy the unit about three months each year during the winter. Your unit is on the fourth floor overlooking the back bay. Typically, the balance of the year, the unit will not be occupied or may be rented.
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Monday, January 4, 2016
Today we live in a consumer market where personality from professionals plays a major role in being hired or not. No longer do customers have to settle with what it offered. Allowing for everyone on both sides to have options and a negotiable business relationship is a win-win situation.
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Saturday, December 26, 2015
In an earlier SWFL Agency Blog post called So…You bought your kid a $2,000. Drone for Christmas, we detailed the issue of how the Homeowners Insurance Policy might react when your kid drives the drone through the neighbor’s windshield.
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Friday, December 18, 2015
In a previous Blog post, we discussed Guns, the Homowners Policy and Liability coverage. We learned that the Homeowners Insurance Policy may or may not respond in a case where you intentionally shoot an intruder on your property or elsewhere. If you carry a weapon on your person or in your vehicle, your exposure to a liability claim is much higher. READ MORE >>
Thursday, December 17, 2015
2015 will be “a defining year” for small drones. The projected total U.S. sales of 700,000 units in will mark a 63% increase from 2014. The wide range of drone models available this Christmas—from the $40 Protocol Neo-Drone Mini to a $3,000, 15-pound DJI T6000 with a sophisticated 4K video camera—means there’s now a model on the market to fit almost any budget. READ MORE >>
Monday, December 14, 2015
In Florida, it is generally illegal to openly carry a weapon. However, a person may openly carry, for legal self defense purposes, a self defense chemical spray, non-lethal stun gun, dart-firing stun gun or other non-lethal electric weapon designed for defensive purposes only. READ MORE >>
Thursday, December 10, 2015
In Florida, there are several situations where a person is justified in using deadly or non-deadly force. Deadly force is defined as force likely to cause death or great bodily harm, which includes the actual firing of a gun. READ MORE >>
Thursday, December 10, 2015
One of my insureds has purchased a hand gun, taken a gun safety course and obtained a concealed weapon permit. She wants to know how her homeowners and umbrella policies would respond if she used the weapon in self-defense to protect herself, her family or their possessions from an assailant.
READ MORE >>
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