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Home > Blog > Umbrella Liability Claims Scenario # 2…More Scary Stuff
FRIDAY, SEPTEMBER 25, 2015

Umbrella Liability Claims Scenario # 2…More Scary Stuff

The Insured’s 18 year old son was driving the Insured’s car on a short trip to the store with his girlfriend, the Claimant. The car left the roadway and struck a tree. The Insured’s son told the police that a vehicle cut him off, but there were no witnesses and no evidence of any impact with another car. The Claimant has no recollection of the accident.

The Claimant, a 19 year old college student, was hospitalized for over a month with multiple fractures and internal injuries. She was in a wheelchair but is now able to walk with crutches and continues with physical therapy. She has a right drop foot as a result of the injuries.

The Insured’s personal auto bodily injury limit and the personal umbrella policy limit was paid.

 

Posted 3:00 AM

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