SWFL Insurance Blog Page 7
View the latest blog posts from SWFL Insurance.
Wednesday, May 4, 2016
Your first thought is…what is an LSV? A Low Speed Vehicle is defined as a four wheeled electric or gas vehicle whose top speed is greater than 20 mph, but less than 25 mph. Many LSV vehicles start out as golf carts and are converted. The easiest way to tell the difference between a golf cart and an LSV is to look at Registration Numbers. READ MORE >>
Monday, April 25, 2016
Well that depends…..Most insurance companies writing in Florida either exclude “Screen Enclosures” for loss due to a Hurricane; exclude “screen enclosures” and carports for all perils; or provide a minimal coverage limit. READ MORE >>
Friday, April 15, 2016
In Florida, many times homes and condos are sold with a boat dock deeded with the property purchase. Many times the boat dock is not directly connected to the “residence premises. In these cases, the owner should be concerned about the “property exposure” and the “liability insurance”.
READ MORE >>
Wednesday, April 13, 2016
The 56-year-old insured pulled forward out of her driveway, making a left turn into the path of a motorcycle, which was coming out of a curve. The operator of the motorcycle applied his brakes and “laid it down,” but struck the quarter panel of the insured’s vehicle.
The insured was cited for traffic violations. READ MORE >>
Friday, March 11, 2016
Realtors…Excellent talking point with your clients!
Mechanical Breakdown Coverage is an endorsement to the Homeowner’s Policy that will repair or replace property for costly losses due to mechanical or electrical breakdown. Your standard Homeowners policy will not typically cover these losses. READ MORE >>
Wednesday, March 9, 2016
Will your homeowners insurance cover you when…
Your business equipment is stolen out of your vehicle?……………….NO!
You accidentally knock over the display next to you at an exhibition or show?…………NO!
Your groceries spill onto your inventory in your trunk? READ MORE >>
Friday, March 4, 2016
Moving to a new apartment is a bit exhausting. However, once everything is unpacked and put away, the fun part begins. Most apartments have rather drab kitchens, intentionally made in a neutral style, with muted tones. This is so as not to offend anyone’s tastes and make the apartments as rentable as possible. READ MORE >>
Thursday, March 3, 2016
The beginning of the year is a great time to make sure that your home is as safe as possible. One of the best ways to do that is to ensure that your home is ready for any potential disasters. There are some great ways to prepare your home for potential emergencies. Follow these tips to make sure your home is as safe as possible. READ MORE >>
Wednesday, February 24, 2016
Accidents are why people have homeowners and auto insurance, but often claims can exceed the coverage limits of these policies. So if you aren’t protected by a Personal Umbrella Policy, you could be putting your house and financial assets at risk.
READ MORE >>
Tuesday, February 23, 2016
If you have a Florida Corporation or LLC, you need to read the following article very closely. This is a true story of an insurance agency owner that discovered that someone went to the Florida Corporation website, changed the names of officers and proceeded to open accounts in the company name. READ MORE >>